Proudly Member-Owned Since 1962

Banking That Puts You First

Join 87,000+ members who enjoy better rates, lower fees, and a credit union that reinvests profits back into the community. Your money works harder here.

$2.4B
Assets Under Management
87,000+
Members Served
1.89%
Avg Savings APY
62 Years
Serving Communities
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NCUA Insured

Deposits insured up to $250,000

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256-bit Encryption

Bank-grade security on every transaction

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Member-Owned

Not-for-profit, members come first

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Mobile Banking

Deposit checks, pay bills, transfer anywhere

Financial Products Built for Members

As a not-for-profit credit union, we pass our earnings back to you through better rates and fewer fees.

Free Checking

No Fees

No monthly fees, no minimums. Free debit card with cashback rewards and 60,000+ surcharge-free ATMs.

High-Yield Savings

4.25% APY

Earn up to 4.25% APY on your savings. No lock-in period. NCUA insured up to $250,000.

Auto Loans

From 4.49%

Rates as low as 4.49% APR for new vehicles. Flexible terms from 36 to 84 months. Pre-approval in minutes.

Home Mortgages

From 5.99%

Fixed and adjustable rate mortgages. First-time buyer programs. Local underwriting with personal service.

Bank Anywhere with Mobile Banking

Deposit checks with your camera, pay bills instantly, transfer funds between accounts, and track spending β€” all from your phone.

  • Mobile check deposit
  • Instant P2P transfers
  • Bill pay & autopay
  • Real-time alerts & notifications
  • Touch ID / Face ID login
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Unity Mobile App

Member Rewards

Earn More by Being a Member

Our Unity Rewards program gives you points on every debit card swipe, loan payment, and direct deposit. Redeem for cashback, gift cards, or donate to local charities.

2x
Points on groceries
3x
Points on gas
1.5%
Cashback option
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Unity Rewards

Ready to Join Unity Credit Union?

Opening an account takes just 5 minutes. Start enjoying better rates, lower fees, and a community that has your back.