About Unity Credit Union
Member-owned, community-focused, and committed to financial well-being since 1962.
Our Mission
To provide affordable, accessible financial services that empower our members and strengthen our communities. As a not-for-profit cooperative, every dollar we earn goes back to you through better rates, lower fees, and community investment.
Unlike banks that answer to shareholders, we answer to our members. You're not just a customer — you're an owner with a voice and a vote.
Our History
Founded by 12 local teachers with $500 in pooled savings.
Opened first permanent branch location. 2,000 members.
Launched first ATM and expanded field of membership.
Introduced online banking. Assets surpass $500M.
Mobile banking app launched. 50,000 members.
Opened 5th branch. Named "Best Credit Union" by local press.
Assets surpass $2B. Launched Unity Rewards program.
87,000+ members. Digital-first strategy with 7 branches.
Leadership Team
Margaret Chen
CEO & President
15 years at Unity
Former Federal Reserve examiner with 25+ years in community banking.
David Okafor
Chief Financial Officer
10 years at Unity
CPA with expertise in credit union financial management and regulatory compliance.
Sarah Martinez
VP of Lending
12 years at Unity
Specializes in mortgage lending and first-time homebuyer programs.
James Whitfield
Chief Technology Officer
8 years at Unity
Leads digital banking innovation and cybersecurity initiatives.
Lisa Park
VP of Member Services
18 years at Unity
Champion of member experience and community outreach programs.
Robert Nguyen
Chief Compliance Officer
9 years at Unity
Ensures regulatory compliance across all operations and products.
Security & Compliance
NCUA Insured
Deposits insured up to $250,000 by the National Credit Union Administration.
SOC 2 Type II
Annual audit verifying security, availability, and confidentiality controls.
PCI DSS Compliant
Meets all Payment Card Industry Data Security Standards.
Equal Housing Lender
Committed to fair lending practices for all communities.
BSA/AML Compliant
Full compliance with Bank Secrecy Act and Anti-Money Laundering regulations.
CDFI Certified
Certified Community Development Financial Institution.